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Tips to help you understand social security death benefits.

The social security system does contain provisions for death benefits. The actual benefit that will be paid on a persons death is very minimal. However, survivors benefits may also be considered death benefits. The qualifications where death benefits are concerned usually have to be proven with a copy of the death certificate.

Disability Benefits

When someone who was receiving social security disability payments while they were alive passes away it is possible for their survivors to receive payments. Even if the couple were divorced it is still possible to qualify for widow’s or widower’s benefits. These benefits will be based on the deceased persons social security account.

Age Limits for Surviving Spouses

If the surviving spouse has reached the age of 60 years or older they can continue to receive monthly payments through the social security administration. If the spouse is at least 50 years old and disabled they will qualify for benefits. Any children under the age of 16 that are being cared for by the surviving spouse will automatically qualify.

Age Limits For Children Receiving benefits

Children of either parent who are unmarried and under the age of 18 and who are still in school can receive social security benefits. If the student has not reached the age of 19 or they became disabled before they reached the age of 22 they will also qualify for survivors benefits. These children do not have to have the accumulated credits that are required of the adult parents in order to qualify.

The One Time Payment Death Benefit

There is only one payment that can actually be called a death benefit and that is the minimal payment of $255. This payment is made to the deceased persons surviving spouse or a surviving child who is under 18 years of age.