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Can A Husband And Wife Both Receive Social Security Benefits?

When you reach retirement you want to be sure that you receive benefits you deserve, “Can a husband and wife both receive Social Security benefits?”

When you reach retirement you want to make sure that you will receive all the benefits that you deserve. In order to do that you will want to check with the Social Security Administration to see what they can tell you about how much you can collect. You might also want to know, “Can a husband and wife both receive Social Security benefits?”

Can a husband and wife both receive Social Security benefits?

If both husband and wife have worked in employment situations where they were paying Social Security taxes through payroll deductions they can both receive benefits.

How are these benefits calculated?

Each spouse’s earnings will be calculated separately in order to determine the amount of benefits that they can receive. As a result of this, each spouse will receive their own monthly benefits calculated on their own lifetime earnings.

What if my spouse did not work outside of the home?

In cases where only one spouse has worked outside the home, and therefore has not accumulated the points required for Social Security benefits themselves, they will receive benefits under the work record of the other spouse.

Are there marriage penalties for couples?

There are no penalties applied because a couple is married. In cases where one spouse had not earned enough
wages to qualify for the required 40 credits to receive retirement benefits they may be eligible for benefits under their spouses work record.

Can a husband and wife both receive Social Security benefits?

As you can see, both husband and wife can receive Social Security retirement benefits, the details of the benefit amounts depend upon yours or your spouse’s work record.



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