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When Does Medicare Becomes Effective?

Medical Alert! Important Facts About Medicare and You

Who Automatically Qualifies.

Some individuals automatically get Medicare Part A and B. If you get benefits from Social Security or the Railroad Retirement Board, starting the first day of the month that you turn the age of 65 your Medicare Part A and B will become effective. If you are under the age of 65, disabled and get disability benefits from Social Security or certain disability benefits from the Railroad Retirement Board for 24 months you automatically get Medicare Part A and B. You will receieve your Medicare card in the mail 3 months before your 65th birthday or your 25th month of disability.

Requirements When Not Receiving Social Security.

If you are not receiving Social Security, the MDC Retiree Health Care Program requires you to apply for Medicare coverage to also receive coverage under the MDC program as a Medicare – eligible retiree.

When To Sign Up For Social Security.

If you are still working you should contact the Social Security 3 months before you turn 65 years of age. If you work for the railroad contact the Railroad Retirement Board to sign up.
You can also sign up 3 months before your 65th birthday, the month of your 65th birthday and or 3 months after your 65th birthday. This time frame is considered your initial enrollment therefore there will be no penalty held against you for late enrollment. Other enrollments include:
The General Enrollment Period – January 1st to March 31st each year – coverage effective July 1st of that year
The Special Enrollment Period
The Special Enrollment Period for International Volunteers
Enrollment in the Medicare Advantage Plan and or Prescription Drug Plan between November 15th and December 31st – coverage is effective January 1st the following new year.


Related posts

  1. How Do I Apply For Medicare?
  2. When Does My Medicare Coverage Begin?
  3. When Is The Open Enrollment Period For Medicare?
  4. Will I Automatically Be Enrolled In Medicare When I Turn 65?
  5. When Is Medicare’s Initial Enrollment Period?


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