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Medicare Supplement Plan F is the Medicare Supplement Plan that suits most people. The main reason is that Plan F covers the Medicare excess charges. Medicare Supplement Plan F also covers the 20% co-insurance, and the Part and Part B deductible.

Medicare Supplement Plan F covers the basic benefits, including:

• Part A coinsurance plus coverage for 365 days of hospitalization after Medicare payments have been exceeded.
• Part B coinsurance
• Part A deductible for hospitalization
• Part B deductible for outpatient costs
• the first three pints of blood each year
• Care in a skilled nursing facility
• Medicare Part B excess
• Foreign travel benefit.

Important Facts to Help You Choose the Right Medicare Supplemental Plan

Determining which Medicare Supplement Plan is best is important because some of the plans leave the recipient “holding the bag” for extra fees. Medicare Supplement Plan F covers all of the Medicare Part B excess charges, providing you with better protection.

• You have to have Medicare Part A and Part B in order to be eligible for a Medicare Supplement policy.
• You have to pay an insurance company a monthly premium for a Medicare Supplement policy.
• You have 6 months after enrolling in Medicare part B to secure a Medicare Supplement policy.
• Medicare Supplement plans are renewable, and this is a guarantee. Once a recipient’s policy is in place, the insurance company cannot cancel the coverage for any reason, as long as the monthly premiums are paid.

The most popular Supplement Plan is Medicare Supplement Plan F. It is the choice of the majority of people. Medicare Supplement Plan F bridges almost all the gaps between what the Original Medicare pays and what doctors and hospitals charge. Recipients who select Medicare Supplement Plan F seldom have any health-care expenses other than their monthly premium.