What is Medicaid?

Are you wondering if you are eligible for Medicaid? This explains just what Medicaid is and what it covers.

What is Medicaid?

For people who cannot afford their medical bills Medicaid is a United States health insurance program that helps them if they qualify.

What does it cover?

Medicaid covers things like your hospital room bill, your doctors visits in the hospital, your emergency room visit whether you are admitted or not, prescription drugs and other things like tests. Individual states and the federal government fund it.

So who qualifies for it?

It is a state program that is regulated by the state so each has its own eligibility requirements. For the most part, it covers low-income people, children of low-income people,the elderly (over 65), pregnant women and disabled people. You must be living under the poverty level and eligible to receive some sort of federal income assistance, such as those from the department of social services.

Who exactly pays for this program?

The cost of the Medicaid program is paid for by the federal government and also by each individual state.

Is Medicaid offered everywhere, are there many people enrolled in it?

It has been available in all 50 states since 1982. Every state has chosen to participate in the program. There are about 46 million people enrolled currently. It covers about 15% of the non-elderly population and 20% of all children.

When did Medicaid actually start to help people?

The Medicaid program was started in 1965.

If I apply for Medicaid and am accepted when does it start?

he actual coverage can start retroactive to the three months prior to your application. It depends on when the person became eligible for the benefits.

What is the difference between eligibility and dual eligibility?
To be eligible you must have income levels and assets that fall below certain federally established standards. These vary from state to state. Dual eligibility is when a person is entitled to receive Medicaid benefits along with Medicare Part A and/or Part B. This is usually the elderly or disabled.

Related posts

1. What is Title IX Medicaid?
2. Does Medicaid Pay For The Cost of Medicines If You Have Medicare?
3. Will Medicaid Cover My Medicare Premium Payments?
4. Where Can I Get Assistance Regarding Medicare Or Medicaid?
5. Can One Switch From Medicare Part B to Medicaid Easily?

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