How Do You Know If You Qualify For Medicare?
Medicare is a government health care system that provides medical insurance to people age 65 or over, or who have a qualifying disability. There is a list of qualifying disabilities on the Medicare website that can help you find out if you or a family member can qualify to receive benefits. To qualify you must also be a United States citizen or a permanent resident.
Can I still apply for Medicare if I do not meet these requirements?
If, however, you do not meet all of the criteria, you may still be eligible to receive Medicare if you are able to pay a monthly premium. This is offered at a low rate to help families with a low income to have access to insurance coverage. There are several other eligibility requirements for the Medicare program that you may want to look into.
Do people on Social Security qualify?
You may qualify for Medicare if you are eligible receive Social Security benefits. Other requirements are available for people who receive railroad retirement benefits or if you or your living, divorced, or deceased spouse worked for the government for a qualifying amount of time. If you qualify for Medicare Part A, which covers hospital expenses, You will also qualify for Part B, which covers doctor office visits. Medicare Part B requires the payment of a monthly premium.
Does Medicare cover all of my health care expenses?
Medicare does not cover the cost of all medical expenses, but Medicare Part C can be purchased in order to cover some of the additional expenses. There is also a Medicare Part D, the prescription drug coverage plan. If you are not sure if you qualify for Medicare benefits, there is information online at the Medicare website that can help you to determine if you are eligible for benefits. Medicare covers many medical expenses, but does not cover the cost of long term home nursing care so a separate policy will be needed to cover this type of expense.
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