Does A Medicare Supplemental Plan Replace Original Medicare?

At 65 the question does a Medicare supplemental plan replace original Medicare becomes important. You can take advantage of Medicare’s preventive services if you wish or not. Actually you can get coverage before age 65 if you have certain disabilities. Medicare offers two parts that most seniors take. Medicare Part A which is hospital insurance and Medicare Part B which is medical insurance. These are the two original government health care services that have been around for a long time.

Does a Medicare supplemental plan replace original Medicare and really change things?

If you’re thinking does a Medicare supplemental plan replace original Medicare, look at it this way. You have Medicare Plan A and B which pays your doctor some but not all of a medical charge. You can either dig in your pockets or purse and come up with the cash to pay the balance due or move in another direction. That direction could be a supplemental plan from an insurance company of your choice. So the answer to your question does a Medicare supplement Plan replace original Medicare the answer is no it doesn’t replace original Medicare, it just becomes a money-lending friend of Medicare to off-set what’s left on your medical bill to be paid. Sort of like a copay buddy.

What does this supplemental plan cover?

Since your Medicare and supplemental plans are analogous to a certain degree it would be incumbent upon you to locate the best insurance company you can find with the best Medigap supplemental insurance options, then marry them together with the original Medicare Plans A & B to eliminate all your confusion and frustration.
Most supplemental plans are cost effective.

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1. Does A Medicare Supplemental Plan Replace Original Medicare?
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