Does Medicare Pay For Assisted Living Or A Nursing Home?
Does Medicare pay for assisted living or a nursing home? Yes and no, Here are some helpful tips to determine the answer in your specific situation.
Does Medicare pay for assisted living or a nursing home? Many people facing lengthy or permanent recovery from serious injury ponder this question daily. Medicare will cover assisted living or nursing home care, but only for recuperation and only for a limited length of time. Medicare does not pay for assisted living or nursing home care if it is not following a hospital stay of at least three days, and the hospital stay must be right before being admitted into the nursing home or assisted living facility.
Does Medicare pay for assisted living or a nursing home if I’m only there to recover?
In most states Medicare will only pay for nursing home or assisted living care if the care is leading to recovery. Medicare will pay 100% of the costs for the first 20 days of a nursing home stay leading toward recovery. From day 21 onward a daily co payment of $133.50 is expected of the patient with Medicare paying the rest. After 100 days the patient is then responsible for the full cost of care. Medicare can stop paying before the 100 day limit if it is decided the patient is no longer in recovery but only in the nursing home for custodial care.
Does Medicare pay for assisted living or a nursing home if I’m going to be there permanently?
Medicare does not pay for custodial care. Things like: bathing, assistance eating, moving around, going to the restroom, and assistance dressing are considered custodial care. Medicare only pays for things like: physical therapy, continuing IV drug treatment, or other doctor prescribed treatments to move toward recovery. Medicaid is available for people with low income and limited assets, and Medicaid does cover long term care.
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